{"id":245365,"date":"2025-02-24T11:57:52","date_gmt":"2025-02-24T16:57:52","guid":{"rendered":"https:\/\/communityheropa.org\/?p=245365"},"modified":"2025-02-24T12:30:50","modified_gmt":"2025-02-24T17:30:50","slug":"financial-new-years-resolutions-secure-the-bag-keep-the-bag-grow-the-bag-2","status":"publish","type":"post","link":"https:\/\/communityheropa.org\/financial-new-years-resolutions-secure-the-bag-keep-the-bag-grow-the-bag-2\/","title":{"rendered":"Financial New Years Resolutions: Secure the Bag, Grow the Bag"},"content":{"rendered":"[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.24.3″ _module_preset=”default” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}” custom_margin=”|auto|186px|auto||”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”About Us” _builder_version=”4.24.3″ _module_preset=”336392f0-2090-403a-8cbd-c260bc48f227″ max_width=”1080%” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.3″ _module_preset=”6b408426-9453-4306-9ff8-fc441237fe42″ max_width=”1080px” global_colors_info=”{}”]\n

New year, new money moves. But let\u2019s be real\u2014traditional financial resolutions can be a little\u2026 basic. We\u2019re not here for just another \u201cstick to a budget\u201d or \u201ccut back on coffee\u201d list. In 2025, we\u2019re coming for generational wealth, financial confidence, and unapologetic financial freedom<\/strong>.<\/p>\n

If your financial resolutions don\u2019t include a little bit of rebellion and a lot of strategy, sis, it\u2019s time to upgrade them.\u00a0<\/p>\n

\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-emmy-e-1252107-2381069-scaled.jpg” title_text=”pexels-emmy-e-1252107-2381069″ _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}” custom_margin=”|auto|189px|auto||”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg” _builder_version=”4.27.3″ _module_preset=”default” title_text=”pexels-anna-nekrashevich-7552374″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” max_width=”1080px” locked=”off” global_colors_info=”{}”]\n

1. Get Bold About Your Earning Power<\/strong><\/span><\/h2>\n

Enough of the “just grateful for the opportunity” mindset\u20142025 is about knowing your worth and adding tax<\/strong>. Ask for that raise, increase your service rates, or negotiate that contract.<\/span><\/p>\n

Action Step<\/strong><\/span><\/p>\n

Research salary benchmarks for your role, check what competitors are charging, and set a deadline to have the money talk<\/strong>\u2014with your boss, your clients, or even yourself.<\/span><\/p>\n

\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” max_width=”1080px” locked=”off” global_colors_info=”{}”]\n

2. Turn \u201cSaving\u201d into \u201cInvesting\u201d<\/strong><\/span><\/h2>\n

Traditional advice says, \u201cSave more money.\u201d But saving alone won\u2019t build wealth; investing will<\/strong>. Whether it\u2019s stocks, real estate, or a business, make moves that put your money to work.<\/span><\/p>\n

Action Step<\/strong><\/span><\/p>\n

Set up an automatic monthly transfer to a high-yield savings account and<\/strong> commit to learning about one new investment vehicle this year.<\/span><\/p>\n

\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg” _builder_version=”4.27.3″ _module_preset=”default” title_text=”pexels-anna-nekrashevich-7552374″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}” custom_padding=”203px|||||”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg” _builder_version=”4.27.3″ _module_preset=”default” title_text=”pexels-anna-nekrashevich-7552374″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” max_width=”1080px” locked=”off” global_colors_info=”{}”]\n

3. Break Up with Broke Mindsets<\/strong><\/span><\/h2>\n

You can\u2019t attract abundance if you\u2019re still holding onto money trauma from the past. Unlearn what no longer serves you: \u201cI have to work twice as hard,\u201d \u201cDebt is normal,\u201d or \u201cMoney is evil.\u201d Nope. Delete. Reprogram.<\/strong><\/span><\/p>\n

Action Step<\/strong><\/span><\/p>\n

Start a financial affirmations practice\u2014something simple like \u201cI attract wealth effortlessly\u201d every morning. Mindset matters.<\/strong><\/span><\/p>\n

\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}” custom_padding=”229px||251px|||”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” max_width=”1080px” locked=”off” global_colors_info=”{}”]\n

<\/strong><\/span><\/h2>\n

4. Build a Financial Squad<\/strong><\/span><\/h2>\n

If your group chat only talks about TV shows and drama, it\u2019s time to start a money chat<\/strong>. Your circle should include at least one friend who\u2019s into investing, one who\u2019s killing the side hustle game, and one who\u2019s great at budgeting. Iron sharpens iron.<\/span><\/p>\n

Action Step<\/strong><\/span><\/p>\n

\u00a0Start a group text or monthly check-in with financially focused friends. Accountability = Results.<\/strong><\/span><\/p>\n

\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg” _builder_version=”4.27.3″ _module_preset=”default” title_text=”pexels-anna-nekrashevich-7552374″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg” _builder_version=”4.27.3″ _module_preset=”default” title_text=”pexels-anna-nekrashevich-7552374″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” max_width=”1080px” locked=”off” global_colors_info=”{}”]\n

5. Make Wealth a Family Tradition<\/strong><\/span><\/h2>\n

If you\u2019re the first in your family to break financial cycles, make sure you\u2019re not the last<\/strong>. Open investment accounts for your kids, introduce financial literacy at the dinner table, and leave a legacy, not just a life story.<\/span><\/p>\n

Action Step<\/strong><\/span><\/p>\n

Look into estate planning (yes, even if you don\u2019t have millions). A will and life insurance are non-negotiable.<\/strong><\/span><\/p>\n

\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”About” _builder_version=”4.24.3″ _module_preset=”default” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” max_width=”none” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”We’re on a mission to elevate your coffee experience” _builder_version=”4.24.3″ _module_preset=”f2a5062c-a7a1-4728-b224-96e4a7fb5665″ locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_image src=”https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/Coffee_Shop_18-1024×625-1.jpg” title_text=”Coffee_Shop_18″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.3″ _module_preset=”324243a3-7867-47f9-b2c1-ed1612a1ebae” text_font_size=”24px” global_colors_info=”{}”]\n

\n

Bottom Line? 2025 is the Year You Stop Playing Small.<\/strong><\/p>\n

No more being polite about your money. No more sitting on the sidelines while others build wealth. This is your<\/strong> year to elevate, secure, and multiply the bag. Now, let\u2019s make it happen.<\/p>\n

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