{"id":245330,"date":"2025-02-20T13:25:21","date_gmt":"2025-02-20T18:25:21","guid":{"rendered":"https:\/\/communityheropa.org\/?p=245330"},"modified":"2025-02-24T11:50:14","modified_gmt":"2025-02-24T16:50:14","slug":"financial-new-years-resolutions-secure-the-bag-keep-the-bag-grow-the-bag","status":"publish","type":"post","link":"https:\/\/communityheropa.org\/financial-new-years-resolutions-secure-the-bag-keep-the-bag-grow-the-bag\/","title":{"rendered":"Financial New Year\u2019s Resolutions: Secure the Bag, Keep the Bag, Grow the Bag"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;135px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;68px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;16px&#8221; custom_margin=&#8221;-72px|||||&#8221; custom_padding=&#8221;||65px|||&#8221; global_colors_info=&#8221;{}&#8221;]\n<p data-start=\"240\" data-end=\"535\">\n<p data-start=\"240\" data-end=\"535\">\n<p data-start=\"240\" data-end=\"535\">New year, new money moves. But let\u2019s be real\u2014traditional financial resolutions can be a little\u2026 basic. We\u2019re not here for just another \u201cstick to a budget\u201d or \u201ccut back on coffee\u201d list. In 2025, we\u2019re coming for <strong data-start=\"451\" data-end=\"532\">generational wealth, financial confidence, and unapologetic financial freedom<\/strong>.<\/p>\n<p data-start=\"537\" data-end=\"738\">If your financial resolutions don\u2019t include a little bit of rebellion and a lot of strategy, sis, it\u2019s time to upgrade them. Here\u2019s how to switch up the game and make money moves that actually stick.<\/p>\n<h2 data-start=\"740\" data-end=\"785\"><strong data-start=\"743\" data-end=\"783\">1. Get Bold About Your Earning Power<\/strong><\/h2>\n<p data-start=\"786\" data-end=\"975\">Enough of the &#8220;just grateful for the opportunity&#8221; mindset\u20142025 is about <strong data-start=\"858\" data-end=\"895\">knowing your worth and adding tax<\/strong>. Ask for that raise, increase your service rates, or negotiate that contract.<\/p>\n<p data-start=\"977\" data-end=\"1171\"><strong data-start=\"980\" data-end=\"996\">Action Step<\/strong><\/p>\n<p data-start=\"977\" data-end=\"1171\">Research salary benchmarks for your role, check what competitors are charging, and set a deadline to have <strong data-start=\"1103\" data-end=\"1121\">the money talk<\/strong>\u2014with your boss, your clients, or even yourself.<\/p>\n<h2 data-start=\"1173\" data-end=\"1215\"><strong data-start=\"1176\" data-end=\"1213\">2. Turn \u201cSaving\u201d into \u201cInvesting\u201d<\/strong><\/h2>\n<p data-start=\"1216\" data-end=\"1407\">Traditional advice says, \u201cSave more money.\u201d But saving alone won\u2019t build wealth; <strong data-start=\"1297\" data-end=\"1315\">investing will<\/strong>. Whether it\u2019s stocks, real estate, or a business, make moves that put your money to work.<\/p>\n<p data-start=\"1216\" data-end=\"1407\"><strong data-start=\"1412\" data-end=\"1428\">Action Step<\/strong><\/p>\n<p data-start=\"1216\" data-end=\"1407\">Set up an automatic monthly transfer to a high-yield savings account <strong data-start=\"1498\" data-end=\"1505\">and<\/strong> commit to learning about one new investment vehicle this year.<\/p>\n<h2 data-start=\"1572\" data-end=\"1612\"><strong data-start=\"1575\" data-end=\"1610\">3. Break Up with Broke Mindsets<\/strong><\/h2>\n<p data-start=\"1613\" data-end=\"1833\">You can\u2019t attract abundance if you\u2019re still holding onto money trauma from the past. Unlearn what no longer serves you: \u201cI have to work twice as hard,\u201d \u201cDebt is normal,\u201d or \u201cMoney is evil.\u201d <strong data-start=\"1803\" data-end=\"1831\">Nope. Delete. Reprogram.<\/strong><\/p>\n<p data-start=\"1835\" data-end=\"1986\"><strong data-start=\"1838\" data-end=\"1854\"><\/strong><\/p>\n<p data-start=\"1835\" data-end=\"1986\"><strong data-start=\"1838\" data-end=\"1854\">Action Step<\/strong><\/p>\n<p data-start=\"1835\" data-end=\"1986\">Start a financial affirmations practice\u2014something simple like \u201cI attract wealth effortlessly\u201d every morning. <strong data-start=\"1964\" data-end=\"1984\">Mindset matters.<\/strong><\/p>\n<h2 data-start=\"1988\" data-end=\"2023\"><strong data-start=\"1991\" data-end=\"2021\">4. Build a Financial Squad<\/strong><\/h2>\n<p data-start=\"2024\" data-end=\"2281\">If your group chat only talks about TV shows and drama, it\u2019s time to start a <strong data-start=\"2101\" data-end=\"2115\">money chat<\/strong>. Your circle should include at least one friend who\u2019s into investing, one who\u2019s killing the side hustle game, and one who\u2019s great at budgeting. Iron sharpens iron.<\/p>\n<p data-start=\"2283\" data-end=\"2407\"><strong data-start=\"2286\" data-end=\"2302\"><\/strong><\/p>\n<p data-start=\"2283\" data-end=\"2407\"><strong data-start=\"2286\" data-end=\"2302\"><\/strong><\/p>\n<p data-start=\"2283\" data-end=\"2407\"><strong data-start=\"2286\" data-end=\"2302\">Action Step<\/strong><\/p>\n<p data-start=\"2283\" data-end=\"2407\">\u00a0Start a group text or monthly check-in with financially focused friends. <strong data-start=\"2376\" data-end=\"2405\">Accountability = Results.<\/strong><\/p>\n<h2 data-start=\"2409\" data-end=\"2451\"><strong data-start=\"2412\" data-end=\"2449\">5. Make Wealth a Family Tradition<\/strong><\/h2>\n<p data-start=\"2452\" data-end=\"2683\">If you\u2019re the first in your family to break financial cycles, <strong data-start=\"2514\" data-end=\"2547\">make sure you\u2019re not the last<\/strong>. Open investment accounts for your kids, introduce financial literacy at the dinner table, and leave a legacy, not just a life story.<\/p>\n<p data-start=\"2685\" data-end=\"2822\"><strong data-start=\"2688\" data-end=\"2704\">Action Step<\/strong><\/p>\n<p data-start=\"2685\" data-end=\"2822\">Look into estate planning (yes, even if you don\u2019t have millions). <strong data-start=\"2771\" data-end=\"2820\">A will and life insurance are non-negotiable.<\/strong><\/p>\n<p data-start=\"2829\" data-end=\"2891\"><strong data-start=\"2832\" data-end=\"2889\"><\/strong><\/p>\n<p data-start=\"2829\" data-end=\"2891\"><strong data-start=\"2832\" data-end=\"2889\">Bottom Line? 2025 is the Year You Stop Playing Small.<\/strong><\/p>\n<p data-start=\"2893\" data-end=\"3084\">No more being polite about your money. No more sitting on the sidelines while others build wealth. This is <strong data-start=\"3000\" data-end=\"3008\">your<\/strong> year to elevate, secure, and multiply the bag. Now, let\u2019s make it happen.<\/p>\n<p data-start=\"3086\" data-end=\"3149\">What\u2019s your first money move? Drop it in the comments!\u00a0<\/p>\n[\/et_pb_text][et_pb_image src=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2025\/02\/pexels-anna-nekrashevich-7552374-scaled.jpg&#8221; title_text=&#8221;pexels-anna-nekrashevich-7552374&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;ABeeZee||||||||&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;ABeeZee|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;32px&#8221; min_height=&#8221;124.8px&#8221; custom_margin=&#8221;25px|||||&#8221; global_colors_info=&#8221;{}&#8221;]\n<h2 class=\"whitespace-pre-wrap break-words\" style=\"text-align: left;\"><\/h2>\n<h2 class=\"whitespace-pre-wrap break-words\">Remember that you are the hero that your community has been waiting for.<\/h2>\n<p>&nbsp;<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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But let\u2019s be real\u2014traditional financial resolutions can be a little\u2026 basic. We\u2019re not here for just another \u201cstick to a budget\u201d or \u201ccut back on [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_helpful_status":1,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-245330","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/posts\/245330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/comments?post=245330"}],"version-history":[{"count":6,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/posts\/245330\/revisions"}],"predecessor-version":[{"id":245364,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/posts\/245330\/revisions\/245364"}],"wp:attachment":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/media?parent=245330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/categories?post=245330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/tags?post=245330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}