{"id":239972,"date":"2022-09-17T22:21:32","date_gmt":"2022-09-17T22:21:32","guid":{"rendered":"https:\/\/communityheropa.org\/?page_id=239972"},"modified":"2024-09-25T10:25:20","modified_gmt":"2024-09-25T14:25:20","slug":"wealth","status":"publish","type":"page","link":"https:\/\/communityheropa.org\/wealth\/","title":{"rendered":"Wealth"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Coffee Hero Section&#8221; _builder_version=&#8221;4.16&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;wealth&#8221; text_orientation=&#8221;center&#8221; content_max_width_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.18.0&#8243; title_font=&#8221;Oswald|||on|&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;200px&#8221; title_letter_spacing=&#8221;0.05em&#8221; title_line_height=&#8221;1.5em&#8221; content_font=&#8221;Nunito||||||||&#8221; content_font_size=&#8221;20px&#8221; subhead_font=&#8221;Nunito|600|||||||&#8221; subhead_font_size=&#8221;20px&#8221; subhead_line_height=&#8221;1.9em&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/iStock-1297492947.jpg&#8221; background_position=&#8221;center_left&#8221; background_horizontal_offset=&#8221;0%&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-paint&#8221; background_mask_color=&#8221;RGBA(255,255,255,0)&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;15px&#8221; button_one_bg_color=&#8221;#dca57d&#8221; button_one_border_width=&#8221;10px&#8221; button_one_border_color=&#8221;#dca57d&#8221; button_one_border_radius=&#8221;0px&#8221; button_one_letter_spacing=&#8221;3px&#8221; button_one_font=&#8221;Oswald|||on|&#8221; button_one_use_icon=&#8221;off&#8221; background_layout=&#8221;light&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;12%||14.4%|||&#8221; animation_style=&#8221;fade&#8221; animation_starting_opacity=&#8221;50%&#8221; animation_speed_curve=&#8221;ease-in&#8221; title_font_size_tablet=&#8221;60px&#8221; title_font_size_phone=&#8221;40px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; button_one_border_color_hover=&#8221;#c99872&#8243; button_one_border_radius_hover=&#8221;0px&#8221; button_one_letter_spacing_hover=&#8221;3px&#8221; button_one_bg_color_hover=&#8221;#c99872&#8243; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;on&#8221; button_one_border_color__hover=&#8221;#c99872&#8243; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;on&#8221; button_one_border_radius__hover=&#8221;0px&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;3px&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;on&#8221; button_one_bg_color__hover=&#8221;#c99872&#8243; button_two_bg_color__hover_enabled=&#8221;off&#8221;]\n<p style=\"text-align: left;\"><span style=\"font-size: x-large; color: #ffffff;\">Black families will have a net worth of $0 by year 2053.\u00a0 We are going to do something about that.<\/span><\/p>\n[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||12px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; admin_label=&#8221;Best Beans Row&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.18.0&#8243; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;3px|0px|0px|0px||&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;80px|10%|80px|10%&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Tittle&#8221; _builder_version=&#8221;4.18.0&#8243; text_font=&#8221;Nunito||||||||&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_text_align=&#8221;center&#8221; header_3_font=&#8221;Oswald|||on|||||&#8221; header_3_font_size=&#8221;42px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.5em&#8221; max_width=&#8221;600px&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]\n<h3><span style=\"color: #000000;\">pa urban wealth project<\/span><\/h3>\n<h3><\/h3>\n<p><span style=\"color: #1c1c1c;\">This initiative consists of programming that increases financial literacy, increases income equality, and increases financial literacy in the Black community.\u00a0\u00a0<\/span><\/p>\n[\/et_pb_text][et_pb_testimonial job_title=&#8221;https:\/\/bit.ly\/forbesblackwealth&#8221; company_name=&#8221;Forbes |  Prosperity Now and Institute for Policy Studies&#8221; portrait_url=&#8221;data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iNTAwIiBoZWlnaHQ9IjUwMCIgdmlld0JveD0iMCAwIDUwMCA1MDAiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyI+CiAgICA8ZyBmaWxsPSJub25lIiBmaWxsLXJ1bGU9ImV2ZW5vZGQiPgogICAgICAgIDxwYXRoIGZpbGw9IiNFQkVCRUIiIGQ9Ik0wIDBoNTAwdjUwMEgweiIvPgogICAgICAgIDxyZWN0IGZpbGwtb3BhY2l0eT0iLjEiIGZpbGw9IiMwMDAiIHg9IjY4IiB5PSIzMDUiIHdpZHRoPSIzNjQiIGhlaWdodD0iNTY4IiByeD0iMTgyIi8+CiAgICAgICAgPGNpcmNsZSBmaWxsLW9wYWNpdHk9Ii4xIiBmaWxsPSIjMDAwIiBjeD0iMjQ5IiBjeT0iMTcyIiByPSIxMDAiLz4KICAgIDwvZz4KPC9zdmc+Cg==&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;Oswald|700|||||||&#8221; body_font_size=&#8221;29px&#8221; author_font_size=&#8221;22px&#8221; position_font=&#8221;|800|||||||&#8221; company_font=&#8221;|600|||||||&#8221; company_font_size=&#8221;21px&#8221; global_colors_info=&#8221;{}&#8221;]\n<blockquote>\n<p><span style=\"color: #000000;\">Income inequality often captures attention, but <a href=\"https:\/\/www.forbes.com\/sites\/eriksherman\/2015\/10\/05\/why-income-inequality-isnt-being-solved\/\" target=\"_self\" rel=\"noopener noreferrer\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/eriksherman\/2015\/10\/05\/why-income-inequality-isnt-being-solved\/\" aria-label=\"wealth inequality is even more insidious\" style=\"color: #000000; text-decoration: underline;\"><strong>wealth<\/strong> inequality is even more insidious<\/a>.<\/span><\/p>\n<\/blockquote>\n[\/et_pb_testimonial][et_pb_button button_text=&#8221;LEARN MORE&#8221; button_alignment=&#8221;left&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.18.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;15px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#dca47d&#8221; button_border_width=&#8221;10px&#8221; button_border_color=&#8221;#dca47d&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;3px&#8221; button_font=&#8221;Oswald|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;60px|||&#8221; button_border_color_hover=&#8221;#c99872&#8243; button_border_radius_hover=&#8221;0px&#8221; button_letter_spacing_hover=&#8221;3px&#8221; button_bg_color_hover=&#8221;#c99872&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;on&#8221; button_border_color__hover=&#8221;#c99872&#8243; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0px&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;3px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;#c99872&#8243; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; background_enable_image=&#8221;off&#8221; background_video_mp4=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/kid-with-stuffed-animal-walking-into-new-house.mov&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Coffee Menu&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#272830&#8243; custom_margin=&#8221;-14px|||||&#8221; custom_padding=&#8221;71px|0px|100px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Section Header&#8221; _builder_version=&#8221;4.16&#8243; module_alignment=&#8221;center&#8221; custom_padding=&#8221;40px|0px|40px|0px|false|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Tittle&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;Nunito||||||||&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Oswald|||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.5em&#8221; header_3_font=&#8221;||||||||&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;600px&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;]\n<h2>initiatives<\/h2>\n<p>&nbsp;<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-55px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;23px&#8221; global_colors_info=&#8221;{}&#8221;]\n<p style=\"text-align: center;\">Easily digestible education and effective programming\u00a0 can decrease the disparities in income and generational wealth.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Coffee Items&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;60px|0px|60px|0px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221; INCLUSIVE OPPORTUNITIES IN THE GREEN SECTOR&#8221; url=&#8221;https:\/\/communityheropa.org\/green-pathways\/&#8221; image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/black-american-worker-installing-solar-panel.jpg&#8221; image_icon_width=&#8221;280px&#8221; _builder_version=&#8221;4.18.0&#8243; header_font=&#8221;Oswald|||on|&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.7em&#8221; body_font=&#8221;Nunito||||&#8221; body_text_align=&#8221;center&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; height=&#8221;429px&#8221; animation=&#8221;right&#8221; link_option_url=&#8221;https:\/\/communityheropa.org\/green-pathways\/&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_style_image=&#8221;preset4&#8243; image_max_width=&#8221;280px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;on|on|on&#8221; disabled=&#8221;on&#8221;]\n<p>Increasing access and training for green jobs provides a key component of addressing income equality.<\/p>\n[\/et_pb_blurb][et_pb_button button_url=&#8221;https:\/\/communityheropa.org\/green-pathways\/&#8221; button_text=&#8221;LEARN MORE&#8221; button_alignment=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;15px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#dca47d&#8221; button_border_width=&#8221;10px&#8221; button_border_color=&#8221;#dca47d&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;3px&#8221; button_font=&#8221;Oswald|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;20px|||&#8221; hover_enabled=&#8221;0&#8243; button_border_color_hover=&#8221;#c99872&#8243; button_border_radius_hover=&#8221;0px&#8221; button_letter_spacing_hover=&#8221;3px&#8221; button_bg_color_hover=&#8221;#c99872&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;on&#8221; button_border_color__hover=&#8221;#c99872&#8243; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0px&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;3px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;#c99872&#8243; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243; disabled=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;financial literacy education and programs&#8221; url=&#8221;https:\/\/communityheropa.org\/telemedicine&#8221; image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/man-with-credit-card-scaled.jpg&#8221; image_icon_width=&#8221;280px&#8221; _builder_version=&#8221;4.18.0&#8243; header_font=&#8221;Oswald|||on|&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.7em&#8221; body_font=&#8221;Nunito||||&#8221; body_text_align=&#8221;center&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; height=&#8221;425px&#8221; custom_padding=&#8221;||0px|||&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_style_image=&#8221;preset4&#8243; image_max_width=&#8221;280px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>Making money &amp; KEEPING MONEY with basic and transformational education is vital to increasing the wealth.<\/p>\n<p><strong style=\"color: #dca47d;\"><\/strong><\/p>\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;intergenerational transfer of wealth&#8221; image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/intergenerational-wealth.jpg&#8221; alt=&#8221;mental health with girl&#8221; image_icon_width=&#8221;283px&#8221; _builder_version=&#8221;4.18.0&#8243; header_font=&#8221;Oswald|||on|&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.7em&#8221; body_font=&#8221;Nunito||||&#8221; body_text_align=&#8221;center&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; height=&#8221;421px&#8221; custom_padding=&#8221;||0px|||&#8221; animation=&#8221;left&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_style_image=&#8221;preset4&#8243; image_max_width=&#8221;280px&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>Understanding the importance of probate, wills, trusts is vitally important to increasing the transfer of wealth from generation to generation.<\/p>\n<p>&nbsp;<\/p>\n<p><strong style=\"color: #dca47d;\"><\/strong><\/p>\n[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Pastry Hero Section&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;the hidden facts&#8221; text_orientation=&#8221;center&#8221; content_max_width_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.18.0&#8243; title_font=&#8221;Oswald|||on|&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#3a3a3a&#8221; title_font_size=&#8221;80px&#8221; title_letter_spacing=&#8221;5px&#8221; title_line_height=&#8221;1.5em&#8221; content_font=&#8221;Nunito||||||||&#8221; content_font_size=&#8221;20px&#8221; subhead_font=&#8221;Nunito|600|||||||&#8221; subhead_font_size=&#8221;20px&#8221; subhead_line_height=&#8221;1.9em&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/08\/stefano-pollio-ZC0EbdLC8G0-unsplash-1-1.jpg&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;bottom_center&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;15px&#8221; button_one_bg_color=&#8221;#dca57d&#8221; button_one_border_width=&#8221;10px&#8221; button_one_border_color=&#8221;#dca57d&#8221; button_one_border_radius=&#8221;0px&#8221; button_one_letter_spacing=&#8221;3px&#8221; button_one_font=&#8221;Oswald|||on|&#8221; button_one_use_icon=&#8221;off&#8221; background_layout=&#8221;light&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;12%||12%|&#8221; animation_style=&#8221;fade&#8221; animation_starting_opacity=&#8221;50%&#8221; animation_speed_curve=&#8221;ease-in&#8221; title_font_size_phone=&#8221;44px&#8221; title_font_size_last_edited=&#8221;off|desktop&#8221; button_one_border_color_hover=&#8221;#c99872&#8243; button_one_border_radius_hover=&#8221;0px&#8221; button_one_letter_spacing_hover=&#8221;3px&#8221; button_one_bg_color_hover=&#8221;#c99872&#8243; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;on&#8221; button_one_border_color__hover=&#8221;#c99872&#8243; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;on&#8221; button_one_border_radius__hover=&#8221;0px&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;3px&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;on&#8221; button_one_bg_color__hover=&#8221;#c99872&#8243; button_two_bg_color__hover_enabled=&#8221;off&#8221;]\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span>Median net worth for white families in America was measured at about <\/span><a href=\"https:\/\/www.brookings.edu\/blog\/up-front\/2020\/02\/27\/examining-the-black-white-wealth-gap\/\" target=\"_blank\" rel=\"noopener\" class=\"external-link\" aria-describedby=\"external-disclaimer\">$171,000 in 2016<\/a><span>, or nearly ten times that of black families ($17,150)<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 20px;\"><\/span>37% of Black families have zero or negative wealth, compared to 15.5% of White families.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Whereas business ownership rates are roughly 15% among white families, &#8220;black and Hispanic families are about half as likely to own a business,&#8221; a <a href=\"https:\/\/www.federalreserve.gov\/econres\/notes\/feds-notes\/recent-trends-in-wealth-holding-by-race-and-ethnicity-evidence-from-the-survey-of-consumer-finances-20170927.htm\" target=\"_blank\" rel=\"noopener\" class=\"external-link\" aria-describedby=\"external-disclaimer\">Federal Reserve study<\/a>\u00a0reported.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Over the course of a lifetime the average worker of all races with a college degree will earn $2.7 million, according to a <a href=\"https:\/\/cew.georgetown.edu\/wp-content\/uploads\/2014\/11\/collegepayoff-complete.pdf\" target=\"_blank\" rel=\"noopener\" class=\"external-link\" aria-describedby=\"external-disclaimer\" style=\"font-size: 20px;\">Georgetown University<\/a><span style=\"font-size: 20px;\"> study. But African-American college grads will earn 20% less than their white counterparts with college degrees.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>P<span>eople of color nearing retirement age have an average savings of $30,000, versus $120,000 for white households.<\/span><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>\u00a0<span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span><a href=\"https:\/\/www.census.gov\/housing\/hvs\/files\/currenthvspress.pdf\" target=\"_blank\" rel=\"noopener\" class=\"external-link\" aria-describedby=\"external-disclaimer\">Census data<\/a>\u00a0shows that the homeownership rate from 2016 to early 2020 ranged from 41% to 44% for black Americans, compared to a range of 71% to 74% for non-Hispanic white Americans.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span>A 2018\u00a0<a href=\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2018\/01\/Discrimination-When-Buying-a-Car-FINAL-1-11-2018.pdf\" target=\"_blank\" rel=\"noopener\" class=\"external-link\" aria-describedby=\"external-disclaimer\">National Fair Housing Alliance study<\/a> found that 62.5% of better-qualified non-white car testers were offered more costly financing options, and the difference would have meant they&#8217;d pay over $2,600 more than their white counterparts over the life of the auto loan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span><\/span><\/p>\n<p><span><\/span><\/p>\n<p><span>*https:\/\/money.com\/wealth-gap-race-economic-justice\/<\/span><\/p>\n<p><span><\/span><\/p>\n[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Gallery&#8221; _builder_version=&#8221;4.16&#8243; background_color_gradient_direction=&#8221;90deg&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; admin_label=&#8221;Best Beans Row&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/solar-panels.jpg&#8221; title_text=&#8221;solar panels&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.18.0&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/Black-Homeownership.png&#8221; title_text=&#8221;Black-Homeownership&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.18.0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2022\/09\/young-black-business-owners-entrepreneurs_0.jpg&#8221; title_text=&#8221;Portrait Of Young Business Team&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.18.0&#8243; height=&#8221;357px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Contact&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000000&#8243; background_color_gradient_direction=&#8221;90deg&#8221; background_color_gradient_start=&#8221;rgba(22,24,25,0)&#8221; background_color_gradient_end=&#8221;#161819&#8243; background_image=&#8221;https:\/\/communityheropa.org\/wp-content\/uploads\/2021\/02\/Volunteering.jpg&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;center_left&#8221; custom_padding=&#8221;0px||0px||true|&#8221; custom_padding_tablet=&#8221;64px||||false|false&#8221; custom_padding_phone=&#8221;&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;rgba(22,24,25,0.4) 0%|#161819 30%&#8221; background_color_gradient_stops_phone=&#8221;rgba(22,24,25,0.4) 0%|#161819 30%&#8221; background_color_gradient_start_tablet=&#8221;rgba(22,24,25,0.4)&#8221; background_color_gradient_start_phone=&#8221;rgba(22,24,25,0.4)&#8221; background_color_gradient_end_position_tablet=&#8221;30%&#8221; background_color_gradient_end_position_phone=&#8221;30%&#8221; border_width_top=&#8221;5px&#8221; border_color_top=&#8221;#E02B20&#8243; global_module=&#8221;3027&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section]\n\r\n\t\t\t<div id=\"daexthefu-container\"\r\n\t\t\t\tclass=\"daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left\"\r\n\t\t\t\tdata-post-id=\"239972\">\r\n\r\n\t\t\t\t<div class=\"daexthefu-feedback\">\r\n\t\t\t\t\t<div class=\"daexthefu-text\">\r\n\t\t\t\t\t\t<h3 class=\"daexthefu-title\">Was this page helpful?<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"daexthefu-buttons-container\">\r\n\t\t\t\t\t\t<div class=\"daexthefu-buttons\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-yes daexthefu-button daexthefu-button-type-icon\" data-value=\"1\">\r\n\t\t\t\t\r\n                <svg>\r\n                    <defs>\r\n                        <style>.happy-face-cls-1{fill:#c9c9c9;}.happy-face-cls-2{fill:#e1e1e1;}.happy-face-cls-3{fill:#676767;}<\/style>\r\n                    <\/defs>\r\n                    <g id=\"happy_face\">\r\n                        <circle class=\"happy-face-cls-1 daexthefu-icon-primary-color\" cx=\"24\" cy=\"24\" r=\"17\" \/>\r\n                        <path class=\"happy-face-cls-2 daexthefu-icon-circle\" d=\"m24,3c11.58,0,21,9.42,21,21s-9.42,21-21,21S3,35.58,3,24,12.42,3,24,3m0-1C11.85,2,2,11.85,2,24s9.85,22,22,22,22-9.85,22-22S36.15,2,24,2h0Z\" \/>\r\n                        <circle class=\"happy-face-cls-3 daexthefu-icon-secondary-color\" cx=\"18\" cy=\"22\" r=\"2\" \/>\r\n                        <circle class=\"happy-face-cls-3 daexthefu-icon-secondary-color\" cx=\"30\" cy=\"22\" r=\"2\" \/>\r\n                        <path class=\"happy-face-cls-3 daexthefu-icon-secondary-color\" d=\"m16.79,29c-1.19,0-1.89,1.31-1.25,2.32,1.77,2.81,4.9,4.68,8.47,4.68s6.7-1.87,8.47-4.68c.63-1.01-.06-2.32-1.25-2.32-3.67,0-10.76,0-14.43,0Z\" \/>\r\n                    <\/g>\r\n                <\/svg>\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-no daexthefu-button daexthefu-button-type-icon\" data-value=\"0\">\r\n\t\t\t\t\r\n                <svg>\r\n                    <defs>\r\n                        <style>\r\n                            .sad-face-cls-1{fill:#c9c9c9;}.sad-face-cls-2{fill:#676767;}.sad-face-cls-3{fill:#e1e1e1;}.sad-face-cls-4{fill:#676767;}\r\n                        <\/style>\r\n                    <\/defs>\r\n                    <g id=\"sad_face\">\r\n                        <circle class=\"sad-face-cls-1 daexthefu-icon-primary-color\" cx=\"24\" cy=\"24\" r=\"17\" \/>\r\n                        <path class=\"sad-face-cls-3 daexthefu-icon-circle\" d=\"m24,3c11.58,0,21,9.42,21,21s-9.42,21-21,21S3,35.58,3,24,12.42,3,24,3m0-1C11.85,2,2,11.85,2,24s9.85,22,22,22,22-9.85,22-22S36.15,2,24,2h0Z\" \/>\r\n                        <circle class=\"sad-face-cls-4 daexthefu-icon-secondary-color\" cx=\"18\" cy=\"22\" r=\"2\" \/>\r\n                        <circle class=\"sad-face-cls-4 daexthefu-icon-secondary-color\" cx=\"30\" cy=\"22\" r=\"2\" \/>\r\n                        <path class=\"sad-face-cls-2 daexthefu-icon-secondary-color\" d=\"M16.9,34.5c-0.4,0-0.8-0.1-1.1-0.4c-0.6-0.6-0.6-1.5,0-2.1c2.2-2.2,5.1-3.4,8.1-3.4c3.1,0,6,1.2,8.1,3.4\r\n                        c0.6,0.6,0.6,1.5,0,2.1s-1.5,0.6-2.1,0c-1.6-1.6-3.7-2.5-6-2.5s-4.4,0.9-6,2.5C17.7,34.4,17.3,34.5,16.9,34.5z\" \/>\r\n                    <\/g>\r\n                <\/svg>\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-comment\">\r\n\t\t\t\t\t<div class=\"daexthefu-comment-top-container\">\r\n\t\t\t\t\t\t<label id=\"daexthefu-comment-label\" class=\"daexthefu-comment-label\"><\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-container\">\r\n\t\t\t\t\t\t\t\t<div id=\"daexthefu-comment-character-counter-number\"\r\n\t\t\t\t\t\t\t\t\tclass=\"daexthefu-comment-character-counter-number\"><\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-text\"><\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<textarea id=\"daexthefu-comment-textarea\" class=\"daexthefu-comment-textarea\"\r\n\t\t\t\t\t\t\t\tplaceholder=\"Type your message\"\r\n\t\t\t\t\t\t\t\tmaxlength=\"\r\n\t\t\t\t\t\t\t\t400\t\t\t\t\t\t\t\t\t\"><\/textarea>\r\n\t\t\t\t\t<div class=\"daexthefu-comment-buttons-container\">\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-submit daexthefu-button\">Submit<\/button>\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-cancel daexthefu-button\">Cancel<\/button>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-successful-submission-text\">Thanks for your feedback!<\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\t","protected":false},"excerpt":{"rendered":"<p>Black families will have a net worth of $0 by year 2053.\u00a0 We are going to do something about that.pa urban wealth project This initiative consists of programming that increases [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_helpful_status":1,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-239972","page","type-page","status-publish","hentry"],"aioseo_notices":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/pages\/239972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/comments?post=239972"}],"version-history":[{"count":2,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/pages\/239972\/revisions"}],"predecessor-version":[{"id":243566,"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/pages\/239972\/revisions\/243566"}],"wp:attachment":[{"href":"https:\/\/communityheropa.org\/wp-json\/wp\/v2\/media?parent=239972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}